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Section 1026.43(e)(2)(vi)(A) requires the creditor to calculate the ratio of the consumer's total monthly debt payments to total monthly income using the following standards, with additional requirements for calculating debt and income appearing in § 1026.43(e)(2)(vi)(B). Section 1026.43(e)(2)(vi) provides that, to satisfy the requirements for a qualified mortgage under § 1026.43(e)(2), the ratio of the consumer's total monthly debt payments to total monthly income at the time of consummation cannot exceed 43 percent. V Consumer Liabilities: Projected Obligations and Obligations Not Considered Debt IV Consumer Liabilities: Contingent Liability III Consumer Liabilities: Recurring Obligations II-C Military, Government Agency, and Assistance Program Income II-A Alimony, Child Support, and Maintenance Income Criteria II Non-Employment Related Consumer Income I-H Income Analysis: Partnership Tax Returns (IRS Form 1065) I-G Income Analysis: "S" Corporation Tax Returns (IRS Form 1120S) I-F Income Analysis: Corporate Tax Returns (IRS Form 1120) I-E Income Analysis: Individual Tax Returns (IRS Form 1040) I-D General Information on Self-Employed Consumers and Income Analysis I-C Consumers Employed by a Family-Owned Business

I-B Salary, Wage and Other Forms of Income 2021 Lending Compliance Triage Conference.2021 Operations Compliance Triage Conference.